Risk management and insurance / discussions / 300~400 words for each answer / need it within 15 hours

1. During the period 1960 through the 1990s one never heard very much about any issues relating to health care coverage in the United States. Please describe in detail the consensus top three reasons that healthcare coverage has become a major hot button issue in recent years – most recently with the passage of ObamaCare and the Republican effort to overturn it.

2. After reading the attached article, please provide your assessment of the positive and negative aspects of pursuing an insurance rate making career in Malaysia. 

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